Check Latest Mortgage Rates!


Be it buying a house or refinancing one, you’ve landed just the right place.

USMR Home loan benefits

Here’s a guide to read our rates!

Below mentioned are important parameters, based on which the rates are displayed.

  • You need to ensure to have a good credit score of 740+ and a down payment amount that is specific to your loan type.
  • You need to ensure that your requested loan is for a single-family home as your primary residence.
  • Lastly, buy up to mortgage discount points in exchange for lower interest rates. For more information on Mortgage Points, please contact your Mortgage Loan Officer.

Find out the mortgage interest rate chart below to see the 30 and 15 year mortgage rates for various mortgage offerings. If you choose not to purchase Mortgage Discount Points at the time of termination, your interest rate may be higher than shown here. To find out more about interest rates and what you may be eligible for, contact your mortgage officer.

Compare current refinance rates today.



Showing rates for as of

Conventional fixed-rate mortgages

See a conforming fixed-rate estimated monthly payment and APR example.

Term Rate APR Points
30-year fixed
20-year fixed
15-year fixed
10-year fixed

Jumbo adjustable-rate mortgages

See an ARM estimated monthly payment and APR example.

Term Rate APR Points
10-year ARM
7-year ARM
5-year ARM

FHA mortgages

See an FHA estimated monthly payment and APR example

Term Rate APR Points
30-year fixed - FHA

VA mortgages

See a VA estimated monthly payment and APR example

Term Rate APR Points
30-year fixed - VA

Jumbo mortgages

See a jumbo estimated monthly payment and APR example

Term Rate APR Points
30-year fixed - jumbo
20-year fixed - jumbo
15-year fixed - jumbo

Contact us now to lock in your rate.

Our trusted mortgage loan officers will work with you to meet your lending needs. USMR offers competitive products and a proven stability that's backed by industry-leading financial metrics.

USMR Home loan benefits
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